Vanquis is a bank that offers credit cards, loans, and online banking services. It’s a subsidiary of the Provident Financial Group. The company is regulated by the Prudential Regulation Authority.
How much interest does Vanquis charge?
If you’re interested in applying for a Vanquis credit card, you can use their Express Check service to find out whether you’re eligible. This is a quick, automated process that will take no more than 60 seconds.
There are several vanquis credit card that is designed for people with poor credit. These are called credit builder cards. They are a great way to help improve your credit rating and build up a better history.
You can apply for a Vanquis credit card by completing an online form. Once your application is approved, you’ll receive a card within two weeks.
Vanquis is a good choice for anyone who needs to start rebuilding their credit. While the interest rates are higher than average, you’ll be able to improve your score over time. In fact, Vanquis won the Moneyfacts Consumer Award for Credit Builder Card Provider of the Year.
Vanquis also provides mobile banking. The bank’s app is popular, and customers have praised the ability to monitor and manage their accounts.
You can apply for a Vanquis Classic credit card online or via a tablet. You’ll pay higher interest rates than on a prime card, but the 56 days of 0% purchases are a benefit. However, you’ll have to make timely payments to avoid paying interest.